Today is the start of a new benefit series entitled LIFELINE. It will hopefully help serve as a guide or lifeline through the current economic maelstrom taking place. By definition, a LIFELINE is:
1. A rope or line for saving a life
2. A rope or line strung along or above a vessel to provide a handhold in rough weather.
3. A commercial route of great importance
4. A vital line of access or communication
Each part of this series will focus on key benefit programs that will provide a safety and security Lifeline for you to use in your planning. Please note that we are a little late in setting up these lifelines as lifelines are built into the ships in their initial design, not during the middle of the storm. Hopefully you will have already built the framework for these lifelines into your benefit plans. If not, you better start now!
The vital lifelines we will discuss are:
1. Health Insurance
2. Life Insurance
3. Disability Insurance
4. Retirement Planning
5. Long term care
6. Emergency Fund
7. Trusted Adviser- while not a benefit plan itself, this is a vital lifeline for you to make the right decisions in your planning.

Each one of the benefits plans are key ingredients in building your benefit lifelines in order to protect and provide for you and your family no matter what storms of life occur!